Dover Federal Credit Union
Dover Federal Credit Union
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Current Rates:
Auto Loans as low as 4.95% APR
VISA® Platinum Card 9.90% APR
Home Equity Loan
as low as
5.69% APR
12-Month Share Certificates 2.55% APY

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Fee Schedule




effective 05/15/2011
Account History $5.00
Account Reconciliation
(per 1/2 hour - 1/2 hour minimum)
$10.00
ATM Foreign Transaction Surcharge $1.50
ATM Withdrawal/Transfer:
in Excess of 8 per Month (per item)
No fee on-us
$1.00 over 8 on others
ATM/Debit Card Annual Fee N/C
ATM /Debit Point of Sale Withdrawals N/C
ATM/Debit Withdrawals
in Excess of Available Funds
$25.00
Audio Response Transactions N/C
Automatic Transfer to Cover Overdrafts $3.00
Cashier’s Checks $5.00
Closed Account Fee
(if open less than 6 months)
$5.00
Document Research
(per 1/2 hour - 1/2 hour minimum)
$10.00
Dormant Account Fee
(after 5 years)
$75.00
Fax or Photocopy $5.00
Foreign Check or Collection Item Actual cost + $25.00
Foreign Currency Orders Actual cost + $25.00
Guaranteed Auto Protection (GAP) $300.00
Legal Process Fee $75.00
Loan Refinance Fee $100.00
Minimum Balance N/C
Money Orders $3.00
Monthly Service Charge N/C
Notary Service $5.00
NSF Share Drafts
Paid or Returned (per item)
$25.00
Replacement Share Draft $5.00
Per Check Writing Charge N/C
Plastic Card Replacement $5.00
Return Foreign Currency Order Actual cost + $25.00
Returned Check Orders $10.00
Returned Deposited Items-Self $25.00
Returned Deposited Items-Third Party $15.00
Returned Reg. D Overage Item $25.00
Returned Statement Fee $10.00
Rush Card Order $45.00
Rush PIN Mailer $20.00
Safe Deposit Box Annual Fees
2 x 5 Safe Deposit Box $20.00
3 x 5 Safe Deposit Box $30.00
5 x 5 Safe Deposit Box $35.00
3 x 10 Safe Deposit Box $40.00
5 x 10 Safe Deposit Box $55.00
7 x 10 Safe Deposit Box $70.00
10 x 10 Safe Deposit Box $80.00
Safe Deposit Box Servicing
Drill/Locks/Keys
Actual billed cost +$25.00
Signature Guarantee Service $20.00
Statement Copy $5.00
Stop Payments (all items) $25.00
Verification of Deposit $10.00 per VOD
VISA® Annual Fee N/C
VISA® Cash Advance Fee 2% of Full Amount Advanced
VISA® Copy of Statement $5.00
VISA® Foreign Transaction Surcharge $1.50
VISA® Transaction Fee for Purchasers $N/C
VISA®/Loan Late Payment Fee Maximum $15.00
Western Union Commercial Money Orders Actual cost + $5.00
Wire Transfer Incoming- Members N/C
Wire Transfer Incoming- Non-Members $15.00
Wire Transfer Outgoing $20.00
Business Services Basic Checking Performance Checking
Monthly Fee $10.00
Average Monthly Balance
Waiver >$500
$25.00
Average Monthly Balance
Waiver >$2,500
Item Processing $0.35 per item
First 200 Items Free
$0.20 per item
First 500 Items Free
Debit Card Replacement $5.00
First Replacement Card Free
$5.00
First Replacement Card Free


Please Note: Any of the above fees may be waived for just cause.





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